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Do you really want to go to one place to get all of your coverage? It may look good on paper, and "save" you a few pennies today, but take a look at possible disadvantages. The agent/broker you deal with may be well-versed in a particular line of insurance, but semi-versed or un-versed in the others. In which case, they are going to go find someone who you may not like or trust to handle the other lines. My advice, talk to someone you know who is in one of the fields about who they would talk to if they were in your shoes, and find compentent agents/brokers that you like and trust to handle your individual lines.
The Premier Health Care Savings program is a non-insurance approach to reducing healthcare costs to you and your family. The Premier Program provides health care savings from doctors, hospitals, opticians, dentists, chiropractors nationwide as well as significant savings on prescription drugs, diabetes supplies, hearing aids, durable medical goods, and over-the-counter products
The Premier Health Care Savings Program provides you and your family members with all of the following benefits:
Physician Network: Whether in the doctor's office, in the hospital, for accident or sickness, the Galaxy Health Network negotiates a fee for you which is an average 30% to 40% below the usual and customary fees.
Hospital Facility Network: This benefit provides a way to find participating hospitals in your area.
Accident Coverage: $2,000 Accident Coverage with only $100 deductible – on or off the job, at school or at play.
Accidental Death and Dismemberment Benefit: $5,000 Accidental Death and Dismemberment coverage.
Dental Benefit: Save 20-50% on everything from general dentistry and cleaning to root canals, crowns and orthodontia, 20% savings for specialists at over 29,000 dental practice locations nationwide.
Prescription Savings Program: Provides substantial savings on your prescription medications.
source:http://guidestravel.info/archives/539
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