Shan Lanen: No, you can not buy dental insurance and run right out and get braces. Most, if not all, policies have a waiting period for braces and crowns. It could be years. And since you have already been looking into braces, the insurance might not cover it at all. Insurance of all types is to cover unexpected expenses. You don''t wait until you are having a heart attack to get health insurance. Same with dental insurance. That is "the catch"....Show more
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